The Motor Carriers Policy uses numeric symbols to indicate the type(s) of vehicles for which coverage is in effect. Only those symbols listed for a coverage can be used. Symbols 61 through 71 provide vehicle automatic coverage. Symbol 61 includes Hired and Non-Owned auto coverage. If symbol 61 is not used and Hired Auto (symbol 65) or Non-Owned Auto (symbol 71) coverage is desired, those symbols must be checked.

The symbols indicate the automobiles to which each coverage applies. The symbol "triggers" the coverage. For exact policy definitions of the symbols, refer to the company's policy declarations page.

Symbol

Definition

61 - Any Auto

Can only be used for Liability insurance. Its use provides coverage for any auto with which the insured has contact, including owned and non-owned, hired vehicles, and newly acquired vehicles.  It includes coverage for non-owned auto, no-fault insurance, uninsured motorists, or physical damage insurance.

62 - Owned Autos Only

Provides coverage for owned autos only and includes automatic coverage for autos the insured newly acquires.

63 - Owned Private Passenger Autos Only

Provides coverage for owned private passenger autos only and includes automatic coverage for private passenger autos the insured newly acquires.

64 - Owned Commercial Autos Only

Provides coverage for owned commercial autos only and includes automatic coverage for commercial autos the insured newly acquires.

65 - Owned Autos Subject to No-Fault Laws

Applies to owned autos where no-fault is required by law, including automatic coverage for autos the insured newly acquires.

66 - Owned Autos Subject to Compulsory Uninsured Motorist Laws

Applies to owned autos where there is a compulsory uninsured motorist's (UM) law, including automatic coverage for autos the insured newly acquires where rejection of UM is not permitted by law.

67 - Specifically Described  Autos

Provides coverage for scheduled autos only, with no automatic coverage for autos the insured newly acquires.

68 - Hired Autos Only

Provides coverage only for autos leased, hired, rented, or borrowed by the named insured. This does not include autos owned by employees or members of their families.

69 - Trailers in Your Possession Under a Trailer Interchange Agreement

Provides coverage for trailers listed under a trailer interchange that are left in the insured's possession.

70 - Your Trailers in the Possession of Another Trucker Under a Trailer Interchange Agreement

Provides coverage for your trailers when listed under a trailer interchange that are in the possession of another trucker.

71 - Non-Owned Autos Only

Provides liability coverage for autos not owned by the named insured but used in connection with the Motor Carrier business. This includes autos owned by employees.