HO4 Misc. Endorsements

Use this endorsement to increase liability coverage for the listed items.

field	description
Additions & Alterations	Enter the dollar amount needed.
Business Property	Enter the dollar amount of coverage needed.
Cal. Vet. Coverage	Click the box if there is a Cal. Vet. loan on the risk.
Contents – Other Residence	Enter the dollar amount of coverage needed.
Debris Removal	Click the box if this coverage is needed.
EQ Loss Assessment	Enter the dollar amount of coverage needed.
EQ Standard Coverage	Click the Include box if broadened earthquake coverage is desired.
Fire Depart. Serv. Charge	Enter the dollar amount needed.
Fungi, Mold, & Bacteria	Click the box if this coverage is desired.
Sec I Limit	This field only activates when the Fungi, Mold, & Bacteria box is checked. Enter the dollar amount needed.
Sec II Limit	This field only activates when the Fungi, Mold, & Bacteria box is checked. Enter the dollar amount needed.
Identity Fraud Expenses	Enter the dollar amount needed.
Inflation Guard	Enter the percentage needed.
Lock Replacement Coverage	Click the Include box if this coverage is needed.
Loss Assessment	Enter the dollar amount needed.
Ordinance or Law Coverage	Enter the amount needed as a percentage of the dwelling limit.
Refrigerated Property	Enter the dollar amount needed
Residence Rental Theft	Click the Include box if this endorsement is needed.
Water Backup/Sump Overflow	Enter the dollar amount needed.
Wood Stove	Click the box if the dwelling is equipped with a wood-burning stove.

This completes the HO4 Misc. Endorsements coverages.

Continue to the HO4 Package Endorsements coverages.