HO4 Risks Tab

Use this tab to enter additional value information about the premises.

Required fields for Real Time carriers are in blue.

field description
Birthdate Enter the birth date of the client in mmddyy format.
Gender Select Male or Female.
Marital Status
  1. Click the Icon.
  2. Click the appropriate status.

Canceled, declined or

non-renewed in last 5 years

 Click the box if yes.
Date Rented Enter the date the dwelling was rented.
Heating System Type – Primary
  1. Click the Icon.
  2. Click the primary heating type.
Heating System Fuel Type – Primary
  1. Click the Icon.
  2. Click the type of heating fuel.
Housekeeping Condition
  1. Click the Icon.
  2. Click the applicable condition.
Plumbing pipe material
  1. Click the Icon.
  2. Click the appropriate pipe material.
Complete Update Click the box if yes. (The following four grayed out fields activate.)
Roof Update Yea Enter the year of the update.
Partial Update Click the box if yes. (The following 2 grayed out fields activate.)
Partial Electrical Update Year Enter the year of the update.
Partial Heating Update Year Enter the year of the update.
Converted to Residential Click the box if yes.
Reconstruction/Renovation Click the box if yes.
Under Construction Click the box if the dwelling is being built.
Vacant, unoccupied, or for sale Click the box if yes.
Weeks per year home is unoccupied Enter the number of weeks if applicable.
Foundation Type
  1. Click the Icon.
  2. Click the type of foundation.
Built Over Fault or Dam Click the box if yes.
Building Code Effectiveness Grade - BCEG Enter the appropriate grade if applicable.
Cripple Walls
  1. Click the Icon.
  2. Click the appropriate selection.
Retrofitted for EQ Click the box if yes.
Secured to foundation Click the box if yes.
Slope Enter the amount of slope the dwelling is built on.
Subject to Landslide/Mudslide Click the box if yes.
Subject to flood Click the box if yes.
Unrepaired EQ Damage Click the box if yes.
Water heater secured to building frame Click the box if yes.
Business on Premises Click the box if yes. (If yes then the incidental business box activates.)
Is the business incidental? Click the box if yes.
Do you own an animal that is vicious or has previously bitten or injured someone? Click the box if yes.
Dogs on premises
  1. Click the Icon.
  2. Click the breed of dog on the premises.
Has any dog on the premises ever bitten to the point of breaking skin?

This field activates when a breed is selected in the previous field.

Click the box if the answer is yes.

Number of Residence Employees Enter the number of employees on the residence.
Swimming Pool/Spa Click the box if yes. (The following two grayed out fields activate.)
Unfenced Pool Click the box if the pool is not fenced.
Diving Board or Slide Click the box if the pool is equipped with either a diving board or a slide.
Carrier Specific Questions Carrier specific questions should be answered to obtain successful and accurate rates for those respective companies.

This completes the HO4 Risks tab.

Continue to the HO4 Losses tab.