HO3 Misc. Endorsements

Business Property

· Enter the dollar amount of coverage needed.

Contents – Other Residence

· Enter the dollar amount of coverage needed.

Debris Removal

· Click the box if this coverage is needed.

EQ Loss Assessment

· Enter the dollar amount of coverage needed.

EQ Ordinance of Law Cov.

· Click the Include box if this endorsement is needed.

EQ Standard Coverage

· Click the Include box if broadened earthquake coverage is desired.

EQ Struct. Eng/Demolition

· Click the Include box if this endorsement is needed.

Fire Depart. Serv. Charge

· Enter the dollar amount needed.

Fungi, Mold, & Bacteria

· Click the box if this coverage is needed.

Sec I Limit

This field only activates when the Fungi, Mold, & Bacteria box is checked.

· Enter the dollar amount needed.

Sec II Limit

This field only activates when the Fungi, Mold, & Bacteria box is checked.

· Enter the dollar amount needed.

Identity Fraud Expenses

· Enter the dollar amount needed.

Inflation Guard

· Enter the percentage needed.

Landlord Furnishings

· Enter the dollar amount needed per apartment.

Lock Replacement Coverage

· Click the Include box if this coverage is needed.

Loss Assessment

· Enter the dollar amount needed.

Mortgage Disaster Coverage

· Click the Include box if this coverage is needed.

Ordinance or Law Coverage

· Enter the amount needed as a percentage of the dwelling limit.

Refrigerated Property

· Enter the dollar amount needed.

Residence Rental Theft

· Click the Include box if this endorsement is needed.

Sinkhole Collapse

· Click the Include box if this endorsement is needed.

Special Personal Property

· Click the Include box if this endorsement is needed.

Theft of Bldg. Materials

· Click the Include box if this endorsement is needed AND the dwelling is under construction.

Volunteer Coverage

· Click the Include box if this coverage is needed.

Water Backup/Sump Overflow

· Enter the dollar amount needed.

Wood Stove

· Click the box if the dwelling is equipped with a wood-burning stove.

 

This completes the Misc. Endorsements coverages.