Inland Marine (C) LOB - Transportation/Motor Truck Cargo

You can enter coverages for transportation (such as air carrier, common carrier) and motor truck legal liability for motor carriers in the Commercial Inland Marine Line of Business data entry form.

To add or edit a coverage in the Commercial Inland Marine Line of Business form:

Expand the Installation Builders Risk section, and then enter the following basic information about risks.

Applicant Interest

This part of the form applies to both Transportation Insurance and Motor Truck Cargo Legal Liability. The balance of the front of this application is used to request Transportation coverage. The back of the application is used for Motor Truck Cargo Legal Liability coverage.

Indicate the relationship of the applicant to the property being shipped:

Common Carrier: General right to operate as a carrier for any shipper over certain routes and for types of non-exempt commodities.
Contract Carrier: Right to haul interstate for certain customers. The trucker is limited to no more than 10 contracts.
Shipper of Owned Property: Indicates if an insurable interest in the property has been shipped on owned vehicles or other vehicles while in transit by virtue of ownership.
Other: List any other trucking relationship(s) in detail.

Type

Indicate the type(s) of Insuring Agreements desired:

Transportation: Applies when insurance is desired on property owned by the applicant, whether the property is shipped in the applicant's vehicles or in public conveyances. Provides no legal liability coverage.
Motor Truck Cargo: Applies when insurance is desired on property in the care, custody or control of the applicant, and for which the applicant is responsible as a carrier for hire.
Open: Continuous monthly reporting policy. The values change monthly, as reported.
Annual: Policy written with a specified term limit.
Other: Provide pertinent information regarding coverages or explain the applicant's other interest.

Click any of the following sections to enter specific information about risks:

Transportation

This section should be used to request transportation insurance, or coverage on goods owned by the applicant, whether the goods are shipped in the applicant's own vehicles or on public conveyances. This insurance covers property only and does not provide coverage for legal liability.

Motor Truck Cargo Legal Liability

You can request Motor Truck Cargo Legal Liability insurance, or coverage on property in the care, custody or control of the applicant, for which the applicant is responsible as a carrier for hire.

Expand the Motor Truck Cargo Legal Liability section and enter the following information.

Limits of Liability	Single Conveyance: Amount of insurance required per conveyance which is the aggregate limit being moved by a motorized unit. Example: Truck with Semi-Trailer or Full Trailer.
	Per Disaster: Specify the overall disaster limit required.
	Loading/Unloading and Deductible: If loading or unloading coverage is desired, indicate the limit of liability and deductible desired.
Cause of Loss Information	Cause of Loss: Select the Cause of Loss from the list.
	Limit: Indicate the limit of coverage.
	Deductible and Deductible Type: Specify the deductible amount and type.
	Premium: The cost of the coverage.

Vehicle Information

Driver Information

What's Next?

Do you want to enter additional information in the Commercial Inland Marine Line of Business data entry form? See Inland Marine (C) for more information.

Cause of Loss	The specific causes of loss applicable to this risk.
Ded Type, Ded Amt	The deductible amount and type that applies to this cause of loss.
Coinsurance %	The coinsurance percentage used at the time of the loss.
Limit 1 (and Limit 2)	The limit(s) that applies to this cause of loss.
Premium	The cost of this coverage.

Property Shipped	Specifically describe the property to be insured while in transit, and indicate if the property is also produced by the applicant. Attach a supplemental page if necessary.
Territory	The area of operations for transported merchandise. This may be specific or general. - Example: a certain city, state or route; or general - Example: eastern states from Vermont to Maryland, West Coast states, Midwest, etc. Major cities covered in the territory should also be provided, as well as the number of drivers within the territory.
Points of Origin	The origination point of the property to be shipped.
Points of Destination	The destination to which the property is to be shipped.
Special Units Owned/Operated	List all other vehicles owned or operated by the applicant for which this insurance applies. Example Extra-wide or extra-long or large tank trucks, mobile cranes, tandem trailers and house movers.

Cause of Loss	The specific causes of loss applicable to this risk.
Ded Type, Ded Amt	The deductible amount and type that applies to this cause of loss.
Coinsurance %	The coinsurance percentage used at the time of the loss.
Limit 1 (and Limit 2)	The limit(s) that applies to this cause of loss.
Premium	The cost of this coverage.

Property Hauled	Specifically describe the property of others that the applicant hauls.
Territory	The area of operations for transported merchandise. This may be specific or general. Specific: A certain city, state or route. General: Eastern states from Vermont to Maryland, West Coast states, Midwest, etc. Major cities covered in the territory should also be provided, as well as the number of drivers within the territory.
Special Units Owned/Operated	List all other vehicles owned or operated by the applicant for which this insurance applies. Example: Extra-wide or extra-long or large tank trucks, mobile cranes, tandem trailers and house movers.
Gross Receipts Last 12 Months	The amount of gross receipts for shipments handled in the past 12 months.
Gross Receipts Next 12 Months	Estimated amount of gross receipts for next 12 months of shipments.
Avg. Distance	State in miles the average distance the applicant hauls.
Max. Distance	State in miles the farthest distance the applicant hauls.
Number of Vehicles Operated	Specify the exact number of vehicles used or operated by the applicant for each of the groups listed: Trucks, Tractors, Trailers, Tank Trailers, and Refrig. Units.

State	Select each state from the list for which a filing is requested.
P.U.C./P.S.C. Filing Required	Indicate if a P.U.C. (Public Utility Commission) or P.S.C. (Public Safety Commission) filing is required.
Docket No.	Enter all known docket numbers for these filings.
I.C.C. Filing Required	Indicate if an I.C.C. (Interstate Commerce Commission) filing is required.
Docket No.	Enter all known docket numbers for this filing.

Limits	Annual Values Shipped at Applicants Risk. Conveyance Used: This is the mode used to transport the property to be insured. Complete the sections that apply next to the Conveyance Used. Incoming: Dollar value of all yearly incoming shipments. Outgoing: Dollar value of all yearly outgoing shipments. Interplant: Dollar value of all yearly shipments sent between the applicant's plants. Average Value Per Shipment: Average value of shipments on any type of conveyance used by the applicant. Liability: Limits should be 100% of the maximum value carried. Released Value: Specify the released bill of lading for the property shipped per conveyance type. Example: 60 cents per pound. Full Value: Indicate if the Released Value is the full value.
Cause of Loss Information	Cause of Loss: Select the cause of loss from the list.
	Limit: Indicate the limit of coverage.
	Deductible and Deductible Type: Specify the deductible amount and type.
	Premium: The cost of the coverage.

Target Commodity Carried	List each target commodity carried. List all property hauled that might be exposed to additional risk, including pharmaceuticals, stereos, computers, meat, seafoods, televisions, audio-visual equipment, alcoholic beverages, cigarettes, explosives, flammables, auto parts, clothing and furs.
Percent of Gross Revenues	Indicate the percentage of gross revenues earned from transporting each target commodity.
Maximum Value Per Vehicle	The maximum value of each target commodity carried on any one vehicle.

Get Locati on	Select the location from the list. These locations were entered or identified in the Inland Marine Locations/Job Sites section of this line of business.
Terminal Location #	Assign a number to each terminal location. If locations are the same as shown on the Applicant Information Section (ACORD 125), use the same number.
Average Value at Terminal	Enter the average value of goods held at the terminal location.
Maximum Value at Terminal	Enter the maximum value of good held at the terminal location.
Limit of Liability	Enter a limit for each terminal location. The limits should be 100 percent of the maximum value carried.
Address, City, State, Zip, Country Click Set all "No" to answer all questions "No." You can then change individual answers as necessary. Explain "Yes" answers in the Remarks section.	If you select Get Location then this information populates for you and becomes disabled. Otherwise you can enter the information manually in these fields. If the populated information is incorrect, you can update the information in the Inland Marine Locations/Job Sites section of this line of business.

Get Location	Select the location from the list. These locations were entered or identified in the Inland Marine Locations/Job Sites section of this line of business.
Garage Location #	This populates from the selected location. If you don't select a location, enter the number.
Address 1, Address 2, City, State, Zip	This populates from the selected location. If you do not select a location, enter the garaging address information.