HO4 Liability Endorsements

Use this endorsement to increase liability coverage for the listed items.

field description
3–4 Family Premises Liab Click the Include box if the client needs this form AND owns the building.
Add'l Residence–Not Rented
  1. Click the Include box.

The Additional Residences–Not Rented / Vacation Homes window appears.

  1. Enter the number of units (per residence).
  2. Click the Icon.
  3. Click the county where the additional residence is located.
  4. Click OK.
Add'l Residence–Rented
  1. Click the Include box.

The Additional Residences–Rented window appears.

  1. Enter the number of units (per residence).
  2. Click the Icon.
  3. Click the county where the additional rented residence is located.
  4. Click OK.
Animal Liability Exclusion Click the Include box to remove all coverage for animal liability.
Business Pursuits Liab
  1. Click the Include box if this coverage is needed.

The Business Pursuits Information window appears.

  1. Enter the number of employees in the appropriate box(es).
  2. Click OK.
Home Day Care Liability Enter the number of children being cared for.
Owned Snowmobile Liability Enter the number of snowmobiles to be covered.
Permitted Incidental Occ.

Click the Include box if this endorsement is needed.

Sec I: Other Structures - This field only activates when the Permitted Incidental Occ. box is checked.

Enter the dollar amount needed.

Personal Injury Click the Include box if this endorsement is needed.
Watercraft Liability
  1. Click the Include box if this coverage is needed.

The Watercraft Liability Information window appears.

  1. Enter the length of the boat.
  2. Press Tab.
  3. Click the Down Arrow Icon.
  4. Click the type of boat.
  5. Enter the horsepower if appropriate.
  6. Enter the speed of the boat if appropriate.
  7. Click OK.
Workers Compensation
  1. Click the Include box if coverage is needed.

The Workers Comp Information window appears.

  1. Enter the number of workers in the appropriate box.
  2. Click OK.

This completes the HO4 Liability Endorsements coverages.

Continue to the HO4 Misc. Endorsements coverages.