HO3 Risks Tab

Use this tab to enter additional value information about the premises.

Required fields for Real Time carriers are in blue.

 

Applicant

Birthdate

  • Enter the birth date of the client in mmddyy format.

Gender

  • Select Male or Female.

Marital Status

  • Click the Icon.
  • Click the appropriate status.

Canceled, declined or non-renewed in last 5 years

  • Click the box if yes.

 

Dwelling

Area, Square Footage

  • Enter the square footage of the dwelling.

Date Purchased

  • Enter the date the dwelling was bought.

Heating System Type – Primary

  • Click the Icon.
  • Click the primary heating type.

Heating System Fuel Type – Primary

  • Click the Icon.
  • Click the type of heating fuel.

Housekeeping Condition

  • Click the Icon.
  • Click the applicable condition.

Not on Circuit Breakers

  • Click the box if the answer is yes.

Number of Bathrooms

  • Enter the number of full, ¾, and ½ bathrooms in the dwelling.

Number of Stories

  • Enter the number of stories the dwelling has.

Plumbing pipe material

  • Click the Icon.
  • Click the appropriate pipe material.

Complete Update

  • Click the box if yes. (The following four grayed out fields activate.)

Electrical Update Year

  • Enter the year of the update.

Heating Update Year

  • Enter the year of the update.

Plumbing Update Year

  • Enter the year of the update.

Roof Update Year

  • Enter the year of the update.

Partial Update

  • Click the box if yes. (The following 2 grayed out fields activate.)

Partial Electrical Update Year

  • Enter the year of the partial update.

Partial Heating Update Year

  • Enter the year of the partial update.

Converted to Residential

  • Click the box if yes.

Reconstruction/Renovation

  • Click the box if yes.

Under Construction

  • Click the box if the dwelling is being built.

Vacant, unoccupied, or for sale

  • Click the box if yes.

Weeks per year home is unoccupied.

  • Enter the number of weeks if applicable.

Foundation Type

  • Click the Icon.
  • Click the type of foundation.

Built Over Fault or Dam

  • Click the box if yes.

Building Code Effectiveness Grade - BCEG

  • Enter the appropriate grade if applicable.

Cripple Walls

  • Click the Icon.
  • Click the appropriate selection.

Retrofitted for EQ

  • Click the box if yes.

Secured to foundation

  • Click the box if yes.

Setback

  • Enter the amount of setback the dwelling is built on.

Slope

  • Enter the amount of slope the dwelling is built on.

Subject to Landslide/Mudslide

  • Click the box if yes.

Subject to flood

  • Click the box if yes.

Unrepaired EQ Damage

  • Click the box if yes.

Water heater secured to building frame

  • Click the box if yes.

 

Liability

Business on Premises

  • Click the box if yes. (If yes then the incidental business box activates.)

Is the business incidental?

  • Click the box if yes.

Dogs on premises

  • Click the Icon.
  • Click the breed of dog on the premises.

Has any dog on the premises ever bitten to the point of breaking skin? (This field activates when a breed is selected in the previous field.)

  • Click the box if the answer is yes.

Livestock on premises

  • Click the Icon.
  • Click the type of livestock.

Number of Residence Employees

  • Enter the number of employees on the residence.

Swimming Pool/Spa

  • Click the box if yes. (The following two grayed out fields activate.)

Unfenced Pool

  • Click the box if the pool is not fenced.

Diving Board or Slide

  • Click the box if the pool is equipped with either a diving board or a slide.

Trampoline

  • Click the box if there is a trampoline on the premises.

 

Carrier Specific Questions

· Carrier specific questions should be answered to obtain successful and accurate rates for those respective companies.

 

This completes the HO3 Risks tab.

Continue to the HO3 Losses tab.